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Florida Peninsula Insurance — claims
INSURANCE COMPANIES /CARRIER DOSSIER · NAIC #10132 · FL

Florida Peninsula Insurance: who you’re dealing with.

Florida Peninsula is one of the state's larger private homeowners carriers, writing since 2005. Denied or underpaid on a Florida Peninsula claim? Here is the public record — and how to push back.

UPDATED JUL 2026 · PUBLIC RECORD · FL · INDEPENDENT · NOT LEGAL ADVICE
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IN SHORT — THE PUBLIC RECORD
  • Florida Peninsula Insurance Company (NAIC #10132) is a private-market Florida homeowners carrier based in Boca Raton, writing since 2005.
  • It writes homeowners and dwelling coverage statewide, including coastal risk that the standard national carriers decline.
  • Claims are reported through Florida Peninsula directly; confirm the current number on floridapeninsula.com before relying on it.
  • Its claim disputes track the Florida market: wear-and-tear roof denials, wind-driven-rain causation, and actual-cash-value holdbacks.
LEGAL ENTITY
Florida Peninsula Insurance Company
NAIC COMPANY CODE
10132
HEADQUARTERS
Boca Raton, Florida
LINES
Florida homeowners multi-peril (HO-3), dwelling/fire
WRITING SINCE
2005
STATUS
Active
COMMON CLAIM DISPUTES

What Florida Peninsula Insurance policyholders report — and where to push back

General patterns reported on this type of claim — not specific findings about Florida Peninsula Insurance. Every claim turns on its own policy and facts.

FAQ

Florida Peninsula Insurance — common questions

Is Florida Peninsula a legitimate insurance company?

Yes. Florida Peninsula Insurance Company is a Florida-domiciled, state-regulated homeowners carrier operating under NAIC company code 10132, headquartered in Boca Raton and writing since 2005. Its financial condition and any Demotech or other financial rating change over time — confirm the current rating before relying on it. Your claim is handled by, and paid from, Florida Peninsula Insurance Company.

How do I report or dispute a Florida Peninsula claim?

Report a claim through floridapeninsula.com/claims; confirm the current phone number on their site. To dispute a decision, request the full claim file and the specific policy basis in writing. Florida offers free Department of Financial Services mediation for residential property claims, and most policies include an appraisal clause for amount-of-loss disputes. In Florida you generally have 1 year from the date of loss to give notice and 18 months for supplemental claims (§ 627.70132) — confirm your dates with counsel.

YOUR TOOLBOX

Deal with Florida Peninsula Insurance — and push back

Their official links, how to file a complaint with the state, and where to take the fight if a claim was denied or underpaid.

FP
Florida Peninsula Insurance Company
NAIC #10132 · FL · INDEPENDENT RESOURCE — NOT AFFILIATED
OFFICIAL FLORIDA PENINSULA INSURANCE LINKS

Official Florida Peninsula Insurance pages, for reference. Confirm phone numbers and claim steps on the carrier’s own site.

TOOL · FILE A COMPLAINT
How to file a complaint against Florida Peninsula Insurance
  1. Gather your policy number, claim number, and dates — plus the denial or payment letter.
  2. Put your dispute to Florida Peninsula Insurance in writing and keep a copy.
  3. Unresolved? File a complaint with the Florida Department of Financial Services (DFS), referencing NAIC #10132.
  4. Florida offers free DFS mediation for many residential property claims before you sue.
  5. If it’s a coverage or bad-faith dispute (not just a number), a property-insurance attorney can review it free.
Florida Department of Financial Services (DFS) · Insurance Consumer Helpline
FIGHT A FLORIDA PENINSULA INSURANCE DENIAL
GET A FREE CASE REVIEW Denied or underpaid by Florida Peninsula Insurance? Upload your letter — a property-insurance attorney tells you where you stand.
SOURCES

Independent informational resource — not legal advice, and not affiliated with or endorsed by Florida Peninsula Insurance Company. Facts compiled from public records (NAIC, state regulators, the carrier) and current as of July 2026; company contacts and figures change — confirm against the carrier’s own site. Statutes drafted for education and not verified by counsel.

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Florida Peninsula Insurance claim denied or underpaid?

Upload the denial letter or estimate and your declarations page. A property-insurance attorney reviews it and tells you where you stand — free, no obligation.

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Denied or underpaid? Fight it with the carriers’ own playbook.

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Halversen Law is a property-insurance firm licensed in Florida and South Carolina. Its attorneys represent policyholders — not carriers — on denied and underpaid claims. Founding attorney Brent Halversen spent the first years of his career defending insurance companies and banks at Florida firms (Broad and Cassel, Fowler White Boggs Banker, Wicker Smith O’Hara & Ford); since 2008 the firm has used that inside knowledge to fight for policyholders, recovering over $40 million in insurance disputes.

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HurricaneLaw.Pro is an independent informational resource, not a law firm. Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only — they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by our law firm partner, Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.

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