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ASI / Progressive Home — claims
INSURANCE COMPANIES /CARRIER DOSSIER · NAIC #10872 · FL

ASI / Progressive Home: who you’re dealing with.

ASI — American Strategic Insurance, now marketed as Progressive Home — writes Florida homeowners under the Progressive brand. Denied or underpaid? Here is the public record, and how to push back.

UPDATED JUL 2026 · PUBLIC RECORD · FL · INDEPENDENT · NOT LEGAL ADVICE
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IN SHORT — THE PUBLIC RECORD
  • American Strategic Insurance Corp. (NAIC #10872) is the ASI homeowners carrier, sold under the Progressive Home brand.
  • Progressive acquired ASI in 2015; ASI now sits inside The Progressive Corporation (NYSE: PGR) and is based in St. Petersburg, Florida.
  • A Progressive Home homeowners policy in Florida is frequently underwritten by ASI — check the declarations page for the issuing entity.
  • Claims are reported through Progressive; confirm the current number on Progressive's own site before relying on it.
  • Its claim disputes track the Florida market: wear-and-tear roof denials, wind-driven-rain causation, and actual-cash-value holdbacks.
LEGAL ENTITY
American Strategic Insurance Corp.
NAIC COMPANY CODE
10872
BRAND
Marketed as Progressive Home
PARENT
The Progressive Corporation (NYSE: PGR); ASI acquired 2015
HEADQUARTERS
St. Petersburg, Florida
STATUS
Active; Florida homeowners and dwelling lines
COMMON CLAIM DISPUTES

What ASI / Progressive Home policyholders report — and where to push back

General patterns reported on this type of claim — not specific findings about ASI / Progressive Home. Every claim turns on its own policy and facts.

FAQ

ASI / Progressive Home — common questions

Is Progressive Home the same as ASI?

Yes. American Strategic Insurance Corp. (NAIC #10872) does business as Progressive Home. Progressive acquired ASI in 2015, and many Progressive homeowners policies in Florida are underwritten by ASI. Your policy is issued and paid by the entity named on your declarations page — often American Strategic Insurance Corp.

How do I report or dispute an ASI / Progressive Home claim?

Report a claim through Progressive at progressive.com/claims or by phone; confirm the current number on their site. To dispute a decision, request the full claim file and the specific policy basis in writing. Florida offers free Department of Financial Services mediation for residential property claims, and most policies include an appraisal clause for amount-of-loss disputes. In Florida you generally have 1 year from the date of loss to give notice and 18 months for supplemental claims (§ 627.70132) — confirm your dates with counsel.

YOUR TOOLBOX

Deal with ASI / Progressive Home — and push back

Their official links, how to file a complaint with the state, and where to take the fight if a claim was denied or underpaid.

A/
American Strategic Insurance Corp.
NAIC #10872 · FL · INDEPENDENT RESOURCE — NOT AFFILIATED
OFFICIAL ASI / PROGRESSIVE HOME LINKS

Official ASI / Progressive Home pages, for reference. Confirm phone numbers and claim steps on the carrier’s own site.

TOOL · FILE A COMPLAINT
How to file a complaint against ASI / Progressive Home
  1. Gather your policy number, claim number, and dates — plus the denial or payment letter.
  2. Put your dispute to ASI / Progressive Home in writing and keep a copy.
  3. Unresolved? File a complaint with the Florida Department of Financial Services (DFS), referencing NAIC #10872.
  4. Florida offers free DFS mediation for many residential property claims before you sue.
  5. If it’s a coverage or bad-faith dispute (not just a number), a property-insurance attorney can review it free.
Florida Department of Financial Services (DFS) · Insurance Consumer Helpline
FIGHT A ASI / PROGRESSIVE HOME DENIAL
GET A FREE CASE REVIEW Denied or underpaid by ASI / Progressive Home? Upload your letter — a property-insurance attorney tells you where you stand.
SOURCES

Independent informational resource — not legal advice, and not affiliated with or endorsed by American Strategic Insurance Corp.. Facts compiled from public records (NAIC, state regulators, the carrier) and current as of July 2026; company contacts and figures change — confirm against the carrier’s own site. Statutes drafted for education and not verified by counsel.

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ASI / Progressive Home claim denied or underpaid?

Upload the denial letter or estimate and your declarations page. A property-insurance attorney reviews it and tells you where you stand — free, no obligation.

CASE FILE · HL-2026 · INTAKE OPEN
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