Every claim deadline, counting down
Insurance claims die on missed dates. Enter your date of loss and get every filing deadline on a live countdown — Florida notice and suit windows, NFIP proof-of-loss, South Carolina limitations — each one citing the statute behind it.
Your deadlines
LIVE · COUNTS DOWN FROM YOUR DATEDeadlines drafted from statute as of July 2026 — not verified. Exceptions apply (tolling, policy notice terms, reopened claims). Confirm with counsel before relying on any date.
Which clocks are running
Two kinds of deadlines govern a property claim, and they run on different clocks. Filing deadlines run from your date of loss: in Florida you must give notice of a new or reopened claim within one year, and a supplemental claim within eighteen months (Fla. Stat. § 627.70132). Suit deadlines — the statute of limitations — set the outer wall: five years in Florida, three in South Carolina.
Flood is a separate world. An NFIP policy requires a sworn proof of loss within sixty days of the loss, and any lawsuit must be filed within one year of the insurer’s written denial (42 U.S.C. § 4072) — a federal clock with no tolling. Pick the claim type that matches your policy and the tool switches to the right set. A few items (the insurer’s pay-or-deny window, appraisal, the NFIP suit clock) start from an event other than the date of loss, so they show as reference notes rather than countdowns.
A deadline close, or already passed?
A near or missed date does not always end the claim — tolling, prejudice, and late-notice rules can leave room. Send the file for a free read while there is still time to act.
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