Six tools. No sign-up. No catch.
Three are live now. Three more are on the way. Every one is free and runs in your browser.
Hurricane deductible calculator
A hurricane deductible is a percentage of your house, not your loss. See what you actually collect — and whether the claim lands below the deductible.
Open the tool →Claim deadline countdown
Enter your date of loss and state. Get every filing deadline on a live day-by-day timer, each one citing the statute behind it.
Open the tool →Damage photo guide
The whole-home photo protocol an adjuster can’t argue with — exterior, roof, every room, contents, mechanicals. Check off as you shoot; saves on this device.
Open the tool →Is this covered?
Answer a few plain questions about your loss and get a read on which policy line — or exclusion — it lands on.
In build · check backStorm history lookup
Pull the NOAA wind swath and nearest station readings for any address, so you can put a number on what hit your roof.
In build · check backClaim timeline builder
Log every call, letter, and payment in one place and export a clean, dated record — the backbone of any dispute.
In build · check backNothing to sign up for
No account, no email, no upsell. Every tool runs entirely in your browser — the numbers you type never leave your device.
Built on the real rules
The math and deadlines come from Florida and South Carolina statute and the standard policy forms — the same rules the carrier is using against you.
A starting point, not advice
These tools give you an estimate and an orientation. Your policy language and the current statute control — confirm anything load-bearing with counsel.
Estimates only, not legal advice. Figures and deadlines are drafted from Florida and South Carolina statute and standard policy forms as of July 2026 and have exceptions. Your policy and current law control.
Ran the numbers and something looks off?
The tools give you the math. If the deductible math, a deadline, or a lowball payment doesn’t add up, send the file for a free read by a property-insurance attorney — no cost to submit.
Or start with the tools above — they cost nothing and answer most of the first questions.
HURRICANELAW.PRO The independent policyholder resource for Florida & South Carolina — storm archive, coverage law, denials, bad faith, and the complete claims playbook. 51 storms · 46 carriers · 97 public-adjuster firms · 37 city guides.
▸ SEE THE FULL SITE MAP — EVERY PAGE →HurricaneLaw.Pro is an independent informational resource, not a law firm. Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only — they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by our law firm partner, Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.
All legal matters on this site are referred to and handled by our law firm partner, Halversen Law, a licensed law firm in Florida and South Carolina. HurricaneLaw.Pro is an informational resource and is not itself a law firm.