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Cypress Property & Casualty Insurance — claims
INSURANCE COMPANIES /CARRIER DOSSIER · NAIC #10953 · FL

Cypress Property & Casualty Insurance: who you’re dealing with.

Cypress is a Jacksonville-based carrier writing Florida homeowners, condo, and artisan general liability since 1999. Denied or underpaid on a Cypress claim? Here is the public record — and how to push back.

UPDATED JUL 2026 · PUBLIC RECORD · FL · INDEPENDENT · NOT LEGAL ADVICE
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IN SHORT — THE PUBLIC RECORD
  • Cypress Property & Casualty Insurance Company (NAIC #10953) is a Jacksonville, Florida carrier writing residential property since 1999.
  • It writes homeowners, condominium, and artisan general liability, and holds a Demotech A (Exceptional) rating affirmed 3/23/2026.
  • The 24-hour claims line is 877-560-5224; confirm the current number on Cypress's own site before relying on it.
  • Its claim disputes track the Florida market: wear-and-tear roof denials, wind-driven-rain causation, and actual-cash-value holdbacks.
LEGAL ENTITY
Cypress Property & Casualty Insurance Company
NAIC COMPANY CODE
10953
HEADQUARTERS
12926 Gran Bay Parkway West, Suite 200, Jacksonville, Florida 32258
FOUNDED
1999
LINES
Florida homeowners, condominium, artisan general liability
FINANCIAL RATING
Demotech A (Exceptional), affirmed 3/23/2026
COMMON CLAIM DISPUTES

What Cypress Property & Casualty Insurance policyholders report — and where to push back

General patterns reported on this type of claim — not specific findings about Cypress Property & Casualty Insurance. Every claim turns on its own policy and facts.

FAQ

Cypress Property & Casualty Insurance — common questions

Who is Cypress Property & Casualty Insurance?

Cypress Property & Casualty Insurance Company (NAIC #10953) is a Jacksonville, Florida carrier writing residential property since 1999 — homeowners, condominium, and artisan general liability — with a Demotech A (Exceptional) Financial Stability Rating affirmed 3/23/2026. Your claim is handled by, and paid from, Cypress Property & Casualty Insurance Company.

How do I report or dispute a Cypress claim?

Report a claim at cypressig.com/report-a-claim/ or the 24-hour line 877-560-5224; confirm the current number on their site. To dispute a decision, request the full claim file and the specific policy basis in writing. Florida offers free Department of Financial Services mediation for residential property claims, and most policies include an appraisal clause for amount-of-loss disputes. In Florida you generally have 1 year from the date of loss to give notice and 18 months for supplemental claims (§ 627.70132) — confirm your dates with counsel.

YOUR TOOLBOX

Deal with Cypress Property & Casualty Insurance — and push back

Their official links, how to file a complaint with the state, and where to take the fight if a claim was denied or underpaid.

CP
Cypress Property & Casualty Insurance Company
NAIC #10953 · FL · INDEPENDENT RESOURCE — NOT AFFILIATED
OFFICIAL CYPRESS PROPERTY & CASUALTY INSURANCE LINKS

Official Cypress Property & Casualty Insurance pages, for reference. Confirm phone numbers and claim steps on the carrier’s own site.

TOOL · FILE A COMPLAINT
How to file a complaint against Cypress Property & Casualty Insurance
  1. Gather your policy number, claim number, and dates — plus the denial or payment letter.
  2. Put your dispute to Cypress Property & Casualty Insurance in writing and keep a copy.
  3. Unresolved? File a complaint with the Florida Department of Financial Services (DFS), referencing NAIC #10953.
  4. Florida offers free DFS mediation for many residential property claims before you sue.
  5. If it’s a coverage or bad-faith dispute (not just a number), a property-insurance attorney can review it free.
Florida Department of Financial Services (DFS) · Insurance Consumer Helpline
FIGHT A CYPRESS PROPERTY & CASUALTY INSURANCE DENIAL
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SOURCES

Independent informational resource — not legal advice, and not affiliated with or endorsed by Cypress Property & Casualty Insurance Company. Facts compiled from public records (NAIC, state regulators, the carrier) and current as of July 2026; company contacts and figures change — confirm against the carrier’s own site. Statutes drafted for education and not verified by counsel.

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Cypress Property & Casualty Insurance claim denied or underpaid?

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