Fraser Property and Adjusting has been advocating for Florida property owners since October 2009, and founder Aryeh Fraser built it after seeing firsthand that property owners needed someone they could actually trust. His resume reads like it was engineered for this job: military service, hands-on construction experience, and prior work as an insurance adjuster and appraiser, which means he knows exactly how the other side thinks.
The numbers are the headline. Fraser has recovered over 100 million dollars for clients and served more than 10,000 satisfied policyholders. Beyond the negotiating table, the firm has served as an expert witness at trial in multiple cases and testified on behalf of clients hundreds of times, a level of courtroom credibility most public adjusters never reach.
What sets the firm apart is how personal it stays at that scale. Fraser's philosophy is to think outside the box and treat every claim and every client uniquely, and he personally responds to new claim inquiries. Headquartered in North Miami Beach and serving Florida property and commercial owners, the model is simple and risk-free: free inspection, no recovery, no fee.
A public adjuster is the only kind of adjuster licensed to work for you, the policyholder — not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.
A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.
Florida caps a public adjuster's fee at 20% of the claim payment, dropping to 10% for claims from a declared state of emergency (Fla. Stat. § 626.854). The fee applies only to what the insurer pays — it may not be charged on your deductible.
Full fee guide → · Drafted for education, not verified by counsel — read your contract and the current statute.
Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster — never take the number on a business card at face value.
Florida Department of Financial Services licensee search →A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.
If your claim was denied rather than merely underpaid, start with a free attorney review — see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.
We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Fraser Property & Adjusting Inc to help policyholders connect with an experienced advocate. We are not affiliated with Fraser Property & Adjusting Inc; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Independent resource, not a law firm, and not legal advice.
Send the denial letter and your declarations page. You'll get a straight read on whether this is a valuation fight for an adjuster or a coverage fight that needs a lawyer.
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