FLAPA

Florida Public Adjusting, known as FLAPA, is built around one line that tells you exactly whose side they are on: We Represent You, Not Your Insurance Company. The firm has recovered over 100 million dollars for Florida property owners, and it processes thousands of claims a year on a strict no recovery, no fee basis with no upfront costs.

President Josh Solomon founded the firm and brings nearly a decade as a public adjuster to the table. His philosophy pairs knowledge and diligence with compassion, because the people calling him are usually staring at a damaged home or business and a carrier that would rather pay less. Under his leadership FLAPA consistently recovers larger settlements than insurers first offer.

The process is refreshingly simple: a free damage inspection, thorough claim documentation and filing, then hard negotiation to settlement. FLAPA is certified by the Florida Department of Financial Services, a member of the Florida Association of Public Insurance Adjusters, and BBB accredited. Based in Hollywood and Fort Myers, the firm serves the entire state, from Miami-Dade, Broward, and Palm Beach up through Tampa Bay, Orlando, Jacksonville, Naples, and Southwest Florida.

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder — not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

Full fee guide → · Drafted for education, not verified by counsel — read your contract and the current statute.

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster — never take the number on a business card at face value.

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review — see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features FLAPA to help policyholders connect with an experienced advocate. We are not affiliated with FLAPA; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Independent resource, not a law firm, and not legal advice.