Five Star Claims Adjusting is one of Florida's largest public adjusting firms, and the scoreboard backs it up: more than 60,000 insurance claims handled and over one billion dollars in insurance proceeds recovered for policyholders. This is not a boutique operation. It is a claims machine built to go head to head with the biggest carriers in the state.
Every case runs through the firm's proven system, anchored by a 14-point damage inspection designed to surface the hidden damage insurers routinely miss. From that first inspection through final negotiation, licensed adjusters document the loss, write an itemized estimate using industry software, handle every form and carrier communication, and fight for the full settlement. The line they live by: we represent you, the policyholder, and not the insurance company.
There is zero risk to sign up. Five Star works purely on contingency, with no upfront fees and nothing owed unless funds are recovered, plus a free claim review and damage assessment to start. The firm is bonded, insured, and licensed through the Florida Department of Financial Services, with Co-President Brian A. Macomber, PCA (License #D040072) among its leadership.
Reach spans the state and beyond, with offices anchored in Maitland and covering Orlando, Southwest Florida out of Sarasota, and South Florida from the Fort Lauderdale area, plus operations in Texas. Values are stated plainly and lived on every file: clear communication, complete transparency, and relentless advocacy.
A public adjuster is the only kind of adjuster licensed to work for you, the policyholder — not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.
A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.
Florida caps a public adjuster's fee at 20% of the claim payment, dropping to 10% for claims from a declared state of emergency (Fla. Stat. § 626.854). The fee applies only to what the insurer pays — it may not be charged on your deductible.
Full fee guide → · Drafted for education, not verified by counsel — read your contract and the current statute.
Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster — never take the number on a business card at face value.
Florida Department of Financial Services licensee search →A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.
If your claim was denied rather than merely underpaid, start with a free attorney review — see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.
We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Five Star Claims Adjusting to help policyholders connect with an experienced advocate. We are not affiliated with Five Star Claims Adjusting; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Independent resource, not a law firm, and not legal advice.
Send the denial letter and your declarations page. You'll get a straight read on whether this is a valuation fight for an adjuster or a coverage fight that needs a lawyer.
The independent policyholder resource for Florida & South Carolina — storm archive, coverage law, denials, bad faith, and the complete claims playbook. 51 storms · 46 carriers · 97 public-adjuster firms · 37 city guides.
▸ SEE THE FULL SITE MAP — EVERY PAGE →HurricaneLaw.Pro is an independent informational resource, not a law firm. Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only — they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by our law firm partner, Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.
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