Central Florida Public Adjusters is a team of experienced adjusters licensed by the State of Florida, built around personal attention and fast answers. Available 24/7, the firm serves policyholders across the region from offices in Orlando and Cape Coral, reaching communities including Clermont, Sanford, Naples, and beyond. When a claim is denied or underpaid, they step in and take over the fight.
The firm removes the risk from getting a second opinion. It offers free policy reviews for both home and commercial coverage, free consultations, and free property inspections, so a homeowner can learn exactly where they stand before committing to anything. From there, the team manages the entire claim, from assessment through resolution.
Clients describe the difference in plain terms: claims resolved within a month, full compensation recovered after an initial denial, and professional, knowledgeable service from a team that handled everything. For Central Florida property owners staring at a lowball offer or a flat no, that kind of turnaround is exactly the point.
A public adjuster is the only kind of adjuster licensed to work for you, the policyholder — not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.
A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.
Florida caps a public adjuster's fee at 20% of the claim payment, dropping to 10% for claims from a declared state of emergency (Fla. Stat. § 626.854). The fee applies only to what the insurer pays — it may not be charged on your deductible.
Full fee guide → · Drafted for education, not verified by counsel — read your contract and the current statute.
Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster — never take the number on a business card at face value.
Florida Department of Financial Services licensee search →A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.
If your claim was denied rather than merely underpaid, start with a free attorney review — see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.
We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Central Florida Public Adjusters to help policyholders connect with an experienced advocate. We are not affiliated with Central Florida Public Adjusters; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Independent resource, not a law firm, and not legal advice.
Send the denial letter and your declarations page. You'll get a straight read on whether this is a valuation fight for an adjuster or a coverage fight that needs a lawyer.
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▸ SEE THE FULL SITE MAP — EVERY PAGE →HurricaneLaw.Pro is an independent informational resource, not a law firm. Coverage summaries, policy-language quotations, dollar figures, deadlines, and chart examples throughout this site are general information based on typical or standard policy forms and are illustrative only — they are not a quote, a guarantee of coverage, or a promise of any outcome. Every insurance policy is different: your own policy, endorsements, and state law control, so read your policy and confirm current statutes. Weather imagery courtesy of NOAA, the National Hurricane Center, and the National Weather Service. Legal services are provided by our law firm partner, Halversen Law. Nothing on this site is legal advice; consult an attorney about your specific claim.
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