Capital Adjusting Services

Capital Adjusting Services works one side of the claim, the policyholder's. From its headquarters at 1200 G Street NW in Washington, DC, the firm reminds clients of a fact carriers rarely volunteer: the only professional who can legally negotiate with an insurance company on your behalf is a licensed public adjuster, not a contractor, not a friend, not you alone.

The team brings more than 100 years of combined experience across every kind of property loss, and many of its adjusters came from the insurance-company side, so they know exactly how claims get assessed and where value gets quietly shaved off. That inside knowledge is backed by real firepower: at every adjuster's disposal are architects, engineers, and attorneys, at no additional cost to the client.

Licensed across 11 states, Georgia, Iowa, Michigan, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, Washington DC, and West Virginia, Capital Adjusting keeps claims in-house from first inspection through final settlement rather than farming them out. Inspections and policy reviews are free, the firm works on a No Recovery, No Fee basis, and it credits its work with having recovered millions of dollars for clients and changed lives on their homeowners claims.

A public adjuster is the only kind of adjuster licensed to work for you, the policyholder — not the insurance company. They document the loss, build a detailed scope and estimate, read the policy for coverage you may have missed, and negotiate the payout with the carrier, working on a percentage of what you recover.

A public adjuster is not a contractor and not an attorney: they cannot make repairs, file suit, or give legal advice. See what a public adjuster actually does and when to hire one.

Full fee guide → · Drafted for education, not verified by counsel — read your contract and the current statute.

Get the exact legal name and license (or NPN) number, then confirm an active public adjuster license in the state where your property sits. Do it on the official roster — never take the number on a business card at face value.

A public adjuster is the right call when the carrier agrees the loss is covered but the check is too low. When the carrier denies coverage outright, alleges misrepresentation, sits on the claim past the statutory deadlines, or acts in bad faith, that is legal territory a public adjuster cannot enter.

If your claim was denied rather than merely underpaid, start with a free attorney review — see public adjuster vs. attorney, why claims get denied, and the deadlines that protect your rights.

We believe in public adjusters, and we want the good ones to get found and get hired. HurricaneLaw.pro features Capital Adjusting Services to help policyholders connect with an experienced advocate. We are not affiliated with Capital Adjusting Services; this profile is compiled from the firm's own public website and materials, and our links to them are meant to send real business their way. Always confirm current licensing yourself on the state roster above before you hire anyone. A firm that would like its listing updated or removed can reach us through the contact page. Independent resource, not a law firm, and not legal advice.